Student loan debt and credit repair

Student loan debt repayment is very crucial in keeping your credit good. Remember that student loan debt must be satisfied. It can not be discharged even with Chapter 7 bankruptcy almost under any circumstances. So be very gentle how you paying it off.
Another thing to remember is that if you did or going to do student loan consolidation, many lenders will give your an interest rate break after you stay current on payments with them for 2-3 years. The break is .25% or sometimes higher.